Why do so many people get it wrong?

Well, it may have something to do with the fact that the official Social Security Handbook contains no less than 2,728 separate rules governing social security benefits. Let’s put it another way. In a recent book on Social Security planning published for financial professionals, over 40 percent of the book is devoted to a discussion of various Social Security strategies for couples! Many more pages are devoted to discussions of strategies that are designed for singles and non-traditional couples.